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Michael Chad Smith

Michael Chad Smith

Senior Loan Officer
Movement Mortgage
NMLS ID # 397711
100 Pavilion Way, Ste D, Southern Pines, NC 28387
Dial Phone Number
p: (336) 207-8466
f: (336) 306-5089
Send E-mail to
e: chad.smith@movement.com
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Movement Blog

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December 17, 2025

Why Your Lender Might Ask for More Documents

If you are buying a home for the first time, the amount of paperwork your lender needs might catch you off guard. The truth is that the mortgage industry is highly regulated, and lenders must verify that every borrower has the ability to repay...

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Michael Chad Smith
Michael Chad Smith
Senior Loan Officer
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100 Pavilion Way, Ste D, Southern Pines, NC 28387
(opens in a new tab)
NMLS # 397711

State License #NC-I-151386