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Jo Ann Riley

Jo Ann Riley

Senior Loan Officer
Movement Mortgage
NMLS ID # 129273
430 Dolphin Dr, Suite 300, Jacksonville, NC 28546
Dial Phone Number
p: (910) 539-6437
f: (910) 672-8581
Send E-mail to
e: joann.riley@movement.com

Mortgage Sense

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November 12, 2025

When Does Refinancing Make Sense If Rates Are Higher?

Most people think about refinancing only when rates drop. But refinancing isn’t just a reaction to market trends. It can also be a strategic tool to help you meet specific financial goals, regardless of where rates are today.Even if your...

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Jo Ann Riley
Jo Ann Riley
Senior Loan Officer
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430 Dolphin Dr, Suite 300, Jacksonville, NC 28546
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NMLS # 129273

State License #FL-LO126768, GA-129273, NC-I-162437, SC-MLO-129273, TN-129273, VA-MLO-21197VA