Skip to main content. Skip to contact links. Skip to navigation. If you wish for the loan officer to reach out to you, click to skip to their contact form. If you have questions for this loan officer, click to call them. If you need loan servicing, click to call our loan servicing department at 855-979-1084 Skip to footer navigation.
Nicki Torres

Nicki Torres

Branch Manager
Movement Mortgage
NMLS ID # 115571
201 Hay St suite 301, Fayetteville, NC 28301
Dial Phone Number
p: (910) 261-7915
o: (910) 672-6190
f: (910) 672-8604
Send E-mail to
e: nicki.torres@movement.com
Start My Application (opens in a new tab)

Movement Blog

EID14492-Mtg-Sense-LEADS-05-02-Blog-Image

December 17, 2025

Why Your Lender Might Ask for More Documents

If you are buying a home for the first time, the amount of paperwork your lender needs might catch you off guard. The truth is that the mortgage industry is highly regulated, and lenders must verify that every borrower has the ability to repay...

READ THE ARTICLE
Press Enter to Search
Categories
Blog-Image-1x-4
How Lessons From 2025 Can Help You Prepare to Buy in 2026

December 4, 2025

mortgage sense
blog-image-nov-25
When Does Refinancing Make Sense If Rates Are Higher?

November 12, 2025

mortgage sense
Blog-Image-1x-3
How Simple Math Can Tell You When to Buy a Home

November 5, 2025

market update
how-does-a-cash-out-refi
What Is a Cash-Out Refinance, and How Does It Work?

October 20, 2025

mortgage sense
GettyImages-10534994262
Cash-out refi vs home equity line of credit. What’s the difference?

October 17, 2025

mortgage sense
Nicki Torres
Nicki Torres
Branch Manager
Ready to learn more or get started? Complete the form and let’s connect.
201 Hay St suite 301, Fayetteville, NC 28301
(opens in a new tab)
NMLS # 115571

State License #AL-58808, AR-115571, CO-100539290, DC-MLO115571, FL-LO49932, GA-42312, IN-DFI-71758, KS-LO.0055578, KY-MC819453, MD, MO-Temporary Authority, MS-1004318, NC-I-152921, PA-109287, SC-BFI-MLO - 115571, TN-129811, TX, VA-MLO-50970VA, WA-MLO-115571