FORT MILL, SC – [September, 04 2025] – Movement Mortgage today announced the early release of 2026 Conventional loan limits, giving homebuyers a head start on expanded purchasing power ahead of the Federal Housing Finance Agency’s official update later this year.

Effective immediately, Movement’s increased Conventional loan limit of $830,695 is available to qualified borrowers. By unlocking these limits early, Movement is offering more flexibility and opportunity in today's housing market.

Program Highlights:

• Maximum Loan Limit: $830,695 (not available in Alaska and Hawaii)
• Primary residence, second home, investment property eligible
• Eligible Property Types: 1-unit Single Family & PUD (manufactured homes & condominiums are ineligible)
• Amortization Terms: 15-year & 30-year fixed, with temporary 2/1 and 1/0 buydown options
• Minimum Credit Score: 660+ (based on occupancy, LTV, and property type)
• Maximum Debt-to-Income (DTI): 45%

Maximum LTV for 1-Unit Properties:

• Primary purchase / rate-term refinance: up to 90%
• Primary cash-out refinance: up to 80%
• Second home purchase / rate-term refinance: up to 80%
• Second home cash-out refinance: up to 75%
• Investment purchase: up to 75%
• Investment refinance / cash-out refinance: up to 70%

This new offering can be coupled with Movement’s Back to School Refinance Special running through October 1, 2025 for additional savings!*

Movement loan officers nationwide are available to help borrowers explore their options under the updated limits.

*Borrower qualification is required. This is not a commitment to lend. Not available for all loan types. Reach out to a loan officer for a list of the participating loan programs. Refi Special is defined as a 50-basis point price improvement. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Programs, rate, terms and conditions are subject to change without notice. Reach out to a loan officer for the full list of programs eligible.